Vivid

Vivid is a Berlin-born neobank offering a modern alternative to traditional personal and business banking in Europe. With a focus on growth-minded individuals and entrepreneurs, Vivid provides a feature-rich financial app that combines everyday banking, investment, and business account tools in one seamless platform.

The Vivid personal account includes a German IBAN, a Visa card, cashback rewards on everyday purchases, and the ability to trade stocks, ETFs, and cryptocurrencies directly from the app — making it one of the more versatile banking apps available in Germany.

Vivid Business caters to freelancers and SMEs with a dedicated business IBAN, expense cards, team management features, and accounting integrations. The platform is available in English, making it especially welcoming for expats and international founders.

Vivid uses SolarisBank as its banking partner, ensuring regulatory compliance and deposit protection under German law. Plans range from a free tier with core features to paid subscriptions that unlock higher cashback rates, premium cards, and investment perks.

For expats in Germany who want a single app to handle their daily banking, savings, and investments, Vivid is one of the most compelling options currently available.