Tide

Tide is a UK-based business banking platform that has expanded into Germany, bringing its popular small business account to German entrepreneurs and freelancers. Known for its simplicity and speed, Tide offers a free business current account with features designed to reduce admin and save time.

The Tide business account comes with a Mastercard, instant notifications, and in-app financial tools including invoice creation, expense categorisation, and integration with accounting software. For Germany, Tide offers a dedicated German IBAN, allowing seamless payments and receipts within the SEPA zone.

Account opening is fully digital and can be completed within minutes. Tide’s customer support operates 24/7 via in-app chat, making it accessible for busy business owners who need help outside of regular office hours.

Tide is particularly well-suited to micro-businesses, sole traders, and early-stage startups that need a clean, functional business account without the overhead of traditional banking relationships. With its competitive pricing and ease of use, Tide represents a modern alternative for expat entrepreneurs establishing a business footprint in Germany.