Tomorrow is a Hamburg-based sustainable neobank on a mission to use money as a force for good. As a certified B Corporation and one of Europe’s most environmentally committed financial institutions, Tomorrow ensures that customer deposits are never invested in industries that harm people or the planet — no fossil fuels, no weapons, no factory farming.
The core product is a mobile current account that offers standard banking features — Mastercard, instant transfers, Apple and Google Pay, real-time notifications — alongside meaningful sustainability impact. For every card payment made, Tomorrow plants trees and funds certified sustainability projects. The CO₂ footprint of your spending is tracked in the app, giving you full visibility of your financial impact.
Tomorrow offers three account tiers: NOW (free), CHANGE, and PIONEER, each adding more sustainability features, higher card limits, and additional perks. Account opening is fully digital and available in English — making it accessible to expats without lengthy paperwork.
For expats who care about aligning their finances with their values, Tomorrow is one of the most thoughtful and purpose-driven banking options available in Germany today. It is regulated by BaFin and deposits are protected up to €100,000.
Free Visa debit card, one free monthly withdrawal, two sub-accounts, low starter interest rates and a climate-protection contribution with every card payment.
All Now features, plus five free monthly withdrawals, six sub-accounts, free worldwide payment, travel protection and shared accounts.
All Now and Change features plus unlimited withdrawals and sub-accounts, travel protection and a double climate-protection contribution with every card payment.