Santiago Canovas

Santiago Canovas operates as an independent financial adviser in Germany (asesor-financiero.de), providing personalised financial planning and investment advice for expats and international professionals. The practice specialises in the financial planning needs of internationally mobile individuals — whose situation often falls between the standard offerings of local German financial advisers and the international private banking sector.

Advisory services cover investment portfolio planning, retirement provisions, insurance strategy, and tax-efficient financial structuring for expats in Germany. For professionals from Spain and Latin America living in Germany — a significant and growing expat community — Santiago Canovas provides advice in Spanish as well as German, removing a significant communication barrier.

Many expats in Germany receive financial advice that is either inappropriately generic (not accounting for their cross-border situation) or overly focused on products rather than holistic planning. An independent adviser who charges fees for advice rather than commissions from product sales provides genuinely objective guidance.

For Spanish-speaking professionals building their financial life in Germany, Santiago Canovas bridges the cultural and linguistic gap in the German financial advisory market, making professional-quality financial planning accessible in a familiar language and communication style.