Berliner Sparkasse

Berliner Sparkasse is Berlin’s largest savings bank and one of the most established financial institutions in the German capital, with roots stretching back to 1818. As a full-service bank, it offers a comprehensive range of products for private individuals, businesses, and institutional clients — from everyday current accounts and savings products to mortgages, investment advice, and business banking.

For expats settling in Berlin, Berliner Sparkasse is a pragmatic choice. It has one of the most extensive branch and ATM networks in the city, making in-person banking convenient across all districts. The bank offers both online and mobile banking services, and customer service is available in English at its international branches.

Opening a current account (Girokonto) with Berliner Sparkasse typically requires your passport, registration certificate (Anmeldung), and proof of income or employment. Certain account types are available to students and newcomers without a credit history, making it an accessible option for those new to Germany.

Berliner Sparkasse also participates in the Sparkasse network, meaning you can use thousands of ATMs across Germany free of charge — a practical advantage for those who travel frequently within the country.