Stay

Stay (StayInsured) is an insurance platform focused on helping expats and international residents in Germany navigate the often confusing landscape of German insurance products. The service provides tailored insurance advice and brokerage for newcomers who need to quickly establish the right coverage as part of their German integration.

Key products covered include the essential trio for most expats: personal liability insurance, household contents insurance, and legal protection — as well as more specialist coverage such as travel health insurance, occupational disability, and life insurance. The platform offers comparison tools and human advisory support to match clients with the most appropriate products for their situation.

Stay’s strength is its focus on clear communication with internationally mobile clients: insurance products are explained in accessible terms, documents are available in English, and advisors understand the particular circumstances of expat life in Germany.

For newly arrived expats who feel overwhelmed by the breadth of German insurance requirements, Stay provides a structured approach — helping clients prioritise what they need most urgently (liability insurance, health top-ups) from what can be arranged more gradually (pension supplements, long-term care). This phased advisory approach reduces overwhelm and ensures critical gaps are addressed first.