HSBC Expat

HSBC Expat is a specialist international banking service offered by one of the world’s largest financial institutions, designed specifically for internationally mobile professionals and expatriates. Based in Jersey and regulated by the Jersey Financial Services Commission, HSBC Expat provides a secure, offshore-style banking experience that travels with you wherever your career takes you — including Germany.

The service is tailored to the complex financial needs of globally mobile expats: multi-currency accounts in over 19 currencies, competitive savings rates, international mortgages, and access to HSBC’s global network in over 60 countries. For those moving to Germany from outside the EU, HSBC Expat can be a particularly valuable stepping stone while you establish your financial footprint locally.

HSBC Expat Premier and Advance accounts come with relationship managers who understand the nuances of expat finances, including cross-border tax considerations, pension planning, and investment in international markets. English-language service is available 24/7, and the online banking platform is intuitive and robust.

While HSBC Expat is not a replacement for a local German bank account, it serves as an ideal complement — particularly for expats who retain financial ties to their home country or manage money across multiple currencies simultaneously.