Clark

Clark is a Frankfurt-based digital insurance manager that combines the convenience of a mobile app with professional insurance brokerage. Often described as the ‘insurance expert in your pocket’, Clark allows users to manage all their insurance policies in one place, get personalised recommendations, and switch to better products with minimal friction.

For expats in Germany, Clark is particularly useful as a one-stop-shop for understanding and setting up the various insurance policies that life in Germany requires. The app supports a wide range of products: personal liability (Haftpflicht), household contents, legal protection, life insurance, disability insurance, private health supplements, and more.

Clark’s AI-driven analysis assesses your existing coverage, identifies gaps, and recommends improvements — all explained in clear, accessible language. English-language support is available through the app, making it one of the most accessible insurance platforms for expats who are navigating German insurance for the first time.

As a licensed insurance broker, Clark earns commissions from insurers rather than charging customers directly, meaning the core service is free to use. With over two million customers across Germany, Austria, and Switzerland, Clark has established itself as one of the leading insurtech platforms in the DACH region.